Already retired

Do you want to know whether you have enough money to sustain your retirement lifestyle? Feel prepared for later-life costs? Or explore whether equity release is right for you? We can help.

Making better decisions

It is time to enjoy your retirement to the fullest, but worries about what you can afford could put the brakes on your plans. With the help of sophisticated cashflow modelling tools, we will help you gain a clear picture of what you have, what you will need, and what you can comfortably afford to spend enjoying life.

If you are thinking about inheritance tax, or considering gifting a lump sum, we can help you see how each decision affects your overall plan and where the advantages and pitfalls lie. If you are considering equity release, our expert advisers will help you explore the pros and cons and decide whether it is the right option for you.

Please note: Professional advice is essential, and equity release is not the right solution for everyone. Releasing cash from your home reduces the value of your estate and the amount of inheritance you leave, so you should involve your children and dependants from the outset.

Think carefully before securing other debts against your home. Equity released from your home will be secured against it.

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How we work

The 5 stages to developing your lifetime financial plan
Initial meeting

1. Initial meeting

Get to know us (at no cost) and find out if we are the right financial planners for you.

Fact find

2. Fact find

Help us to get a clear picture of your current financial situation and your plans for the future.

Planning meeting

3. Planning meeting

We will begin to design your plan and make recommendations aligned with your lifestyle goals.


4. Implementation

Sit back and let us implement the core recommendations from our agreed plan.

Ongoing service

5. Ongoing service

Meet with us on a regular basis to ensure you remain on track to meet your goals.