Graham could not have been more helpful when advising my wife and I on the best course of action to take with regard to setting up life insurance. He demonstrated his expert knowledge and experience by explaining how the various products worked and advising us on the best product for our budget. Knowing that Graham was truly independent and not tied to a particular provider gave us extra peace of mind in that we had access to products across the whole of the market. We were guided and advised through the process. I am happy to recommend Graham to anyone requiring financial advice and look forward to working with him again in the future.

We have been working with Ray and his team for some time now. We find them easy to talk to, and more importantly, we appreciate that they listen carefully to what we tell them in terms of our investment criteria. We always feel they are working to satisfy our objectives rather than seeking to steer us in a direction that might make us feel uncomfortable. They are always quick to respond to queries, large or small, and our relationship with both Ray and Claire is comfortable as well as professional.

The service and quality of advice provided by the team at Courtney Havers has been excellent. It is refreshing to deal with a firm of advisers who are very approachable, down to earth and do not bamboozle us with jargon. We definitely feel that we are in reliable and professional hands.

Wells have worked closely with Ray and his team for several years and have been extremely happy with the professional, timely, and friendly service that they provide to us and our clients.

Courtney Havers gave me independent financial advice on transferring a Guaranteed Minimum Pension policy. Without their professional expertise in navigating roadblocks, the transfer would not have taken place successfully. My special thanks to Ben Buhagiar, who provided a first-class service.

My partner and I have been clients of Courtney Havers for more than 20 years. They have an experienced team of advisers who, over the years, have proven to have extensive knowledge of financial markets. The reports we receive are thorough, clear, and comprehensive, but the “icing on the cake” is the warm, friendly way the advisers have supported, reassured, and helped us deal with our changing financial circumstances in what has often been a daunting and gloomy financial outlook. My partner and I have significantly benefited from the personal support and financial advice that Courtney Havers has consistently given us over the years we have been their clients.

Running an investment business myself, I am keenly aware of the value of independent, high-quality financial planning advice delivered at a sensible cost. It requires deep technical expertise along with constant monitoring of changing rules and regulations. Ray and the team have a clear understanding of what I want to achieve, while at the same time identifying needs and factoring in ideas I have not thought of. Most especially, they explain complex issues in an uncomplicated way; meetings feel more like a conversation with a friend than an adviser and client. I can highly recommend them.